Surplus Funds Recovery · Nationwide

There may be money owed to you from your former property.

When a foreclosed or tax-deed property sells at auction for more than what was owed, the leftover money — the surplus — legally belongs to the former owner or their heirs. We find it, verify it, and help you claim it. You pay nothing upfront.

● Sample Claim Summary

Foreclosure Surplus Estimate

Sale Amount$248,500
Debt Owed at Auction$191,200
Liens & Fees Settled$14,600
Surplus Owed to Former Owner$42,700
Upfront Cost to You$0.00
$0
Paid upfront — we cover all filing & legal costs
50
States — nationwide claim assistance
30–90
Days, typical time to fund release
100%
Contingency — we only get paid if you do
What Are Surplus Funds?

Unclaimed money that already belongs to you.

After a tax deed or mortgage foreclosure, many former homeowners never realize they're entitled to anything. But when a property sells at auction for more than what was owed, that difference — after liens, second mortgages, and other debts are settled — is called a surplus fund. By law, it belongs to the former owner, or to their heirs if the owner has passed.

  • Generated any time an auction sale price exceeds the debt owed
  • Held by the county, state, or a court-appointed trustee
  • Often unclaimed because notice letters go to the foreclosed address
  • Recoverable by former owners, and by heirs through probate
Former home affected by tax deed or mortgage foreclosure
How We Help

Recovery services for owners, heirs, and estates

We work alongside a nationwide network of attorneys and coordinate directly with counties, state offices, and trustees to move your claim forward.

01

Surplus Fund Recovery

We identify, verify, and file claims for excess proceeds left over after a mortgage foreclosure auction.

02

Tax Deed Surplus Recovery

Assistance recovering excess proceeds generated when a property is sold at a county tax deed sale.

03

Heir & Estate Recovery

We help heirs and beneficiaries navigate probate requirements to claim funds owed to a deceased owner's estate.

04

State-Held Fund Recovery

We locate and recover unclaimed money held by state and county agencies on behalf of former property owners.

05

Title & Lien Review

A full title search to identify any outstanding liens or claims that need to be resolved before funds are released.

06

Attorney-Backed Filing

Our legal team of nationwide attorneys prepares, notarizes, and submits every claim on your behalf.

Our Process

Eight steps. Zero cost to you until funds are recovered.

STEP01

Identify Surplus Funds

We review detailed county reports to find funds left over after debts like taxes or mortgages are paid from auction sales.

STEP02

Locate & Sign Agreement

Our research team tracks down the rightful claimant or heirs, explains the process, and signs an agreement to move forward.

STEP03

Title & Lien Check

We perform a complete title search to identify any existing liens or claims that must be addressed first.

STEP04

Verify Funds

We confirm the surplus funds are still available for recovery from the county, state, or trustee.

See the Full 8-Step Process

No upfront fees. No financial risk to you.

Our firm covers all legal and filing costs. We're only paid a pre-agreed contingency fee once your funds are recovered.

Book a Free Consultation
Client Stories

We're building a legacy of recoveries

We're currently helping homeowners and heirs recover what's rightfully theirs. As we assist more families, we'll share their stories here.

★★★★★

"Coming soon — our clients' recovery stories will be featured here."

Legacy Assets Recovery Agency

★★★★★

"Coming soon — our clients' recovery stories will be featured here."

Legacy Assets Recovery Agency

★★★★★

"Coming soon — our clients' recovery stories will be featured here."

Legacy Assets Recovery Agency

Frequently Asked

Is this legitimate?

Yes. We're dedicated to helping people recover money that rightfully belongs to them. We never charge upfront fees, and we're only paid if your claim is successful. We also provide official documentation from the county or state proving your entitlement to these funds.

Read Full FAQ
Who can claim surplus funds?+

Typically, the former property owner or their legal heirs are eligible to claim the remaining funds after all lienholders and other debts have been settled.

How long does it take?+

Receiving funds typically takes 30–90 days depending on the state and the speed of the local court process. Some cases take longer, and we'll keep you informed at every step.

How much do you charge?+

Our fees vary depending on the complexity of the case, and are always fair and reasonable. We're paid a pre-agreed contingency fee only after funds are released to you.

Free Consultation

A free consultation could make all the difference.

Call us if you need assistance claiming unclaimed funds you may not even know exist.